Use this calculator to test how purchase price, financing, rental income, occupancy and operating costs may affect a spa-apartment investment.
The results are estimates, not a promise of profit, a valuation, tax advice or investment advice.
Change any assumption. Results update immediately.
Net cap rate measures annual operating profit against the total investment cost before loan repayment. Cash ROI measures annual cash flow after loan payments against your own cash contribution.
Try lower occupancy, a lower daily rate, higher management fees and a larger maintenance reserve. A useful model should remain understandable even when conditions become less favourable.
Before purchase, verify the agreement, legal status, taxation, owner-use rules and all recurring charges independently.
This calculator provides illustrative estimates only. It does not account for every legal, tax, financing or property-specific factor. It is not investment, legal or tax advice, and it does not guarantee income, occupancy, price growth or future profitability.
ROI is a return measure. In this calculator, cash ROI compares annual cash flow after loan payments with the owner’s contributed cash.
Cap rate compares annual operating profit with total entry cost before financing. It helps compare the operating performance of properties.
It shows the minimum occupancy or daily rate needed to cover fixed costs, variable fees and loan payments under the selected assumptions.
Read the guide on spa and seaside apartments before using a calculator result as part of a purchase decision.
Contact the editorial team if you find an error or want to suggest a topic for analysis.