Jak liczyć stopę zwrotu z apartamentu inwestycyjnego?

Najczęściej porównuje się roczny zysk netto lub roczny cashflow do całkowitego kosztu inwestycji albo do wniesionego kapitału własnego.

Czym różni się ROI od cap rate?

Cap rate pokazuje relację zysku operacyjnego netto do pełnego kosztu zakupu, a ROI gotówki uwzględnia finansowanie i odnosi roczny cashflow do kapitału własnego.

Po co liczyć próg rentowności?

Próg rentowności pokazuje minimalne obłożenie lub średnią stawkę dobową potrzebną do pokrycia kosztów stałych, prowizji i obsługi kredytu.

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ROI of the apartment · cash flow · cap rate

Investment security analysis inspa apartments

The interactive calculator helps you analyze and assess whether purchasing an apartment in a spa resort is financially safe at a given price, occupancy, management model and financing method.

This is a tool for an investor who wants to quickly compare different scenarios: cash purchase, loan, higher or lower occupancy, change in the daily rate or the level of fixed costs. Thanks to this, the purchasing decision can be made consciously based on numbers and data.”

Calculate your investment Ask for an offer

How to read the result

ROI, cap rate and rate of return on the apartment

The calculator shows two views of the investment.Cap rateanswers the question of how much the apartment itself earns before servicing the loan, while cash ROI shows the return on equity after deducting installments.

Net cap rate = annual net operating profit / total investment cost

Annual net operating profit is rental income less commissions, management and fixed costs, but before loan repayment.

Cash ROI = annual cash flow after the loan / own cash contributed to the investment

Cash flow after the loan allows you to assess whether the investment is really "working" or just looks good at the turnover level.

Investment calculator

Calculate the profitability of a spa apartment

The calculator calculates the entry cost, rental income, operating costs, loan installment, annual cash flow, break-even point and return on own cash.

Interpretation

What does positive cash flow mean?

Positive cash flow means that after paying operating costs and loan installments, the investment still leaves a surplus. This is a more important indicator than the revenue itself, because it shows the real cash flow to the owner.

Risk

When is the rate of return overstated?

Most often when seasonal declines in occupancy, vacancy costs, operator commissions, reservation marketing or future replacement expenses are ignored. The calculator helps you spot these places quickly.

Practice

How to compare locations?

First, enter a realistic daily rate and occupancy for each investment, and then check the break-even point. The greater the margin between the real occupancy and the breakeven threshold, the safer the model.

FAQ

Frequently asked questions about the ROI calculator

How to calculate the rate of return on an investment apartment?

The simplest way is to divide the annual result by the capital employed. In practice, it is worth looking at both the cap rate, i.e. the efficiency of the property itself, and the cash ROI, which takes into account the loan and shows the real return on your own funds.

Does high rental income mean a good investment?

Not always. High turnover may go hand in hand with high operator costs, platform commissions, large loan installments or expensive finishing. Therefore, the calculator separates revenue, operating result and cashflow after financing.

Why is the break-even point so important?

The break-even point shows at what occupancy or average rate the investment stops losing money. This is a quick safety test, especially for apartments purchased on credit or in locations with greater seasonality.

Contact

Do you want to compare a specific investment?

You can compare the calculator results with the real offer of the apartment and check whether the declared rate of return is achievable after taking into account the full costs. This is a good starting point for a conversation about purchasing, renting and the management model.

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Return

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On the home page you will find descriptions of spa locations, the nature of the investment, apartment rental and contact details. The investment calculator complements this offer with a specific analytical module.

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